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Infinite Banking Concept Dave Ramsey

Published Feb 19, 25
1 min read
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It seems like the name of this concept adjustments when a month. You might have heard it referred to as a perpetual riches technique, family banking, or circle of wealth. Whatever name it's called, infinite financial is pitched as a secret way to build wealth that only abundant individuals recognize about.

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You, the policyholder, placed cash into a whole life insurance coverage policy with paying premiums and buying paid-up enhancements.

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The whole idea of "financial on yourself" only functions because you can "bank" on yourself by taking car loans from the plan (the arrowhead in the graph above going from entire life insurance back to the insurance holder). There are two different sorts of loans the insurance coverage business may offer, either straight recognition or non-direct recognition.

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